Biloxi Personal Injury Law Blog

You hope that you never have to make a car insurance claim, as this likely means you were part of an accident. Even though you want to avoid this, it's hard to know what will happen when you take to the road. Accidents happen, and you should be ready to deal with an insurance claim, if necessary.

Here are some of the many car insurance claim mistakes that you need to avoid:

• Never given a written or recorded statement to your insurance company until you understand your policy and your legal rights.
• Don't accept the first estimate or settlement offer presented to you by your insurance company. Doing so could result in a situation in which you "shortchange" yourself.
• Don't sign anything. You should carefully review anything you are asked to sign. If you don't understand what's being presented to you, it's important to have an attorney review the document.
• Never accept a payment marked as "final." When it comes to a car insurance claim payment, final really means final.
• Don't delay. You shouldn't wait to report your accident to your insurer and push the process forward. You need to take immediate action.

As a driver in the state of Mississippi, there will be times when you are faced with inclement weather. This can include everything from high winds to heavy rain.

If you aren't comfortable driving in high winds, do yourself a favor and pull to the side of the road for the time being. This may slow you from reaching your destination, but it's better to be safe than sorry.

While there are many things you need to do after a car accident, some steps are more important than others. Since you never know when a car accident could happen, you need to be prepared at all times.

If you find yourself in this position, here are three things you must absolutely do:

• Check yourself for injuries. There is nothing more important than your health, so this is one of the first things you need to do. Also, help your passengers check for injuries, especially if they are unable to do so on their own.
• Call 911. You want to make sure that police and an ambulance quickly arrive at the scene. A police officer can create a report, while an ambulance can provide immediate medical attention to anyone who needs it.
• Don't sign anything. Once you receive treatment and know the ins and outs of your injuries, you can move on with the insurance claim process. You don't want to sign anything until you know exactly what you are doing.

When a person opts for a surgical procedure, such as one that calls for the implantation of a medical device, they assume that it will improve their health.

Unfortunately, this does not always happen. For example, a defective medical product could be used, thus causing more harm than good.