Being part of a motor vehicle accident is every bit as stressful and scary as it sounds. This holds true even if you were not at fault and there isn’t a lot of damage.
Once you check yourself for injuries and move your vehicle to safety, you may find yourself conversing with the other people involved in the accident.
Even if you have reason to believe you were responsible for the crash, you should never admit this or apologize. It’s best to let your insurance company figure this out at a later date.
What you can do, however, is exchange information with the other party. Here are some of the details you should collect:
- Full name
- Phone number
- Insurance policy number
- License plate number
- Driver’s license number
- The color, make, model and year of the vehicle
If there is more than one other person involved, make sure you collect information for each of them. This will come in handy when you contact your insurance company to make a claim.
Although it’s ideal to exchange information after a crash, this is not always possible. For instance, if you suffered a serious injury, this should be the last thing you think about. Instead, your health and well-being must come first.
Once you receive treatment, you can then consult with your insurance company to see what is going on. You’ll also want to learn more about your legal rights and how to protect them, as holding the negligent party responsible is something you’ll need to do if you want to receive compensation.
Source: Nationwide, “What to Do After a Car Accident,” accessed Dec. 22, 2017