Car insurance is an expense no one wants to take on, but you'll be glad you have it should you ever be part of a motor vehicle accident in Mississippi.
Making a car insurance claim can be a challenge, especially when you take into consideration the fact that your insurance company and agent may not have your best interests in mind.
Here are some helpful tips for making a car insurance claim and protecting yourself along the way:
- Call your agent as soon as possible: Once you receive treatment and/or return home after the accident, contact your agent to start the claims process. Remember, you don't have to answer any questions that make you uncomfortable.
- Review your policy: Understanding the details of your policy, such as the type of coverage it provides, will help you fight for all the compensation you deserve. Your policy is a contract with your insurance company, so make sure you hold them to this.
- Take notes: Even if a conversation seems inconsequential, you should still make note of what was said and whom you spoke with. This information will keep your organized, while also helping your cause in the event of a future disagreement.
- Collect evidence: The more evidence you collect, the better off you'll be. For example, photos of the accident scene and your injuries can bolster your case.
- Keep receipts: Any money you spend in connection with your accident should be accounted for. This can include but is not limited to receipts for rental car payments, lodging, meals and medical bills.
- Stay in touch: Don't file a car insurance claim and then hope your agent is doing the right thing. Stay in touch to ensure that you're okay with the way the process is unfolding. This also gives you the opportunity to ask questions as they arise.
With these helpful tips, you'll find it easier to make a car insurance claim with the goal of receiving all the compensation you deserve.
A motor vehicle accident can alter your life, so don't miss out on any benefits that are available to you. There are many ways to hold the negligent party responsible for your damages.
For more information on car accidents and other forms of personal injury, review the many pages of our website and blog devoted to these topics.